Note your important school events and get the flexibility to carry all your notes with you. Academic 13-Month Binder-Insertable Desk Pad Calendar features a one month per page, one block per day format with a ruled notes column on the right and a full-year reference calendar along the bottom, everything you need to keep your school year on track. And as it features a compact design with a three-hole-punched headband, you can use it as a desk-pad, a three-ring binder insert and as a wall calendar, whichever way suits you best, when it suits you best. A reinforced chipboard backer serves as a great writing surface; however you choose to use it, and each sheet is perforated to help ensure clean separation.